Buy Now, Pay Later

Learn about how you can buy now and pay later with zipPay


We've teamed up with zipPay to let you buy now and pay later for the things you want today.

zipPay is a safe, simple & convenient payment option, powered by zipMoney, allowing you to shop online today and pay later for your purchases.  

It’s easy. Shop without a credit card, easy monthly repayments & no interest ever!

How does zipPay work?

Simply checkout online with zipPay. Create your account and confirm purchase. zipPay pays on your behalf and your order will be processed straight away. Simply pay off your balance overtime with easy payments to suit your lifestyle.

Who can apply:

Must be an Australian citizen or permanent resident; 18 years or older & be employed earning at lease $300 per week.

What are the fees?

There are NO establishment fees for credit limit up to $1000 and NO annual fees to setup your account. A monthly service fee of $4.95 is payable only when there is an outstanding balance on your account. If you choose to pay off your balance in full there is no fee.

Once your account balance is $0 it will simply remain open waiting for you to make additional purchases.

Please note: There is a minimum monthly repayment of $40 per month. Should an account remain outstanding at the end of the interest free period, interest will be charged at the Standard Annual Percentage Rate – which will be indicated in your contract.

How can I apply?

The application process takes less than 3 minutes! Once you’ve finished shopping go to checkout and simply select zipPay as your method of payment. Follow the prompts to apply for an account. Once approved you can finalise your order. Alternatively go direct to zipMoney and complete their online application form.

How do I make repayments?

To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set up repayments to fall weekly, fortnightly or monthly (provided this is greater than the monthly minimum).

Additionally, you can make a one-off payment anytime by logging into your zipPay Digital Wallet and selecting 'Make a Payment' Payments can be paid online by debit card, credit card or BPAY. 

Should you have any difficulties in making your payments, please contact zipPay directly.

Phone: 02 8294 2345


This is a payment option provided to you by a third party. Please read and consider the Terms and Conditions of zipPay and if they are right for you.